Our Investment Team
ANA I. RAMIREZ, AIF®
Owner/Investment Advisor
CA Insurance License # 0D32519
Ana Ramirez established her investment advisory business in the spring of 2008. She has over 24 years of experience in the securities industry and holds a Series 7, 24, 63 and 66 registrations. Additionally, she is a Investment Advisor Representative and a Life Agent for Life, Accident and Health. She oversees the investments and related business affairs of a group of individuals and families, specializing in retirement, college and estate planning affairs. She also provides insurance services, including life and annuity products.
Ana is a graduate of Sacramento State University, and has earned a Bachelor's Degree of Science in Business with emphasis in the area of Marketing. Additionally, she has 22 years of experience as a Court Analyst within the county and federal court systems relating to family law and bankruptcy. Throughout those years, she worked closely with the judicial staff and understands legal matters which can affect both individuals and families. Ana uses this experience and knowledge to guide client matters and to collaborate with her clients' attorney.
Ana had served on the Finance Committee at Holy Trinity Church, in El Dorado Hills, California, for the last 10 years, and has held other leadership roles there for over 20 years.
Ana has been married for 41 years and has two daughters. She has lived in the greater Sacramento area for over 50 years and enjoys various outdoor activities. Most of her personal time is spent traveling locally with her family. She has resided in the El Dorado Hills area and presently resides in the foothill community of Rescue, California.
Ana has a strong passion for building a family-like envionment for her clients. She is dedicated to knowing her clients and identifying their personal situation, so that it becomes a part of the plan for their future.
CLIENT SERVICES ASSOCIATE
Nichole joined the team in June 2026 and brings more than 20 years of experience in diverse administrative roles. Originally from Roseville, California, she has built her career around supporting teams with dedication, organization, and genuine care for the people she serves.
Outside of work, Nichole enjoys spending time with her adult son, her extended family, and her beloved fur babies. She is excited to step into a new industry and is eager to learn the world of wealth management alongside Ana so we can provide exceptional support to our clients.